Are you a leader who has the following traits?
- Competitive
• Entrepreneurial
• Coachable
• Communicative
• Self-disciplined
• Authentic
If the answer is yes, consider becoming an insurance agent* to drive positive impact in the lives of families every day. At New York Life, you’re in control of your career journey. New York Life, a Fortune 100 company and a leader in the financial services industry, will invest in you from the start, training you in valuable skills such as marketing, customer relationship management (CRM) and communication, and providing you with a development team and sales support to
guide your success.
What we’re looking for…
We’re looking for people who want to make a lasting impact on the financial well-being of individuals, families, and small businesses. This is not just a sales job—it’s a career with purpose and opportunity. You’ll provide peace of mind to your clients while helping them navigate challenges that many of them find complex and confusing, such as preparing for retirement and saving for college. As an insurance agent, you will have the opportunity to see the positive impact of your
work for years to come. You will grow personally and professionally along with your clients.
What we offer…
Training and development committed to training that we’ll subsidize it in your first two full-time contract years, providing you with additional funds, if you qualify, to help keep you on your feet while you complete our training program and grow your business. You’ll also be eligible to get rewarded and acknowledged with sales incentives and professional-development trips for our top
performing insurance agents.
Digital tools
Beyond this training and support, New York Life will equip you with the tools you need to succeed day-to-day, including experts on hand to answer your questions and a suite of digital sales, prospecting, and marketing tools that will help you attract and retain your clients with web, social, and email content.
Products and solutions
Together with its subsidiaries, New York Life provides a range of products, including life insurance, annuities, long-term care insurance, disability income insurance, and investment products such as mutual funds1 through our broker-dealer, NYLIFE Securities LLC (member of FINRA and SIPC), a Licensed Insurance Agency, ensuring that the solutions you develop with your clients can help them and their families achieve their financial goals. You’ll also be able to specialize and gain expertise in different areas, such as by becoming a financial advisor with Eagle Strategies LLC, our registered
investment advisor, to offer wealth management and advisory services,2 estate planning strategies, and business solutions.
Human guidance
When you join New York Life, you’re joining a strong team with peer-to-peer support options like study groups, mentorship, and other opportunities to engage with your fellow insurance agents.
How we will compensate you
We’re proud to be recognized by the following organizations6. You have the power to determine your own income with our commission-based compensation.3 In 2024, the average income of our financial professionals under the N8 and N9 Agent’s Contract who met annual minimum sales production requirements was $120,555.4 Individual agent performance will determine your income. Benefits for eligible full-time agents include medical, dental, vision, life, and disability
insurance, as well as a 401(k) and pension.- for financial professionals, please follow this link https://www.
newyorklife.com/careers/financial-professionals/income
and-benefits.
About New York Life…
New York Life is a Fortune 100 company with a long history
of doing good. We have been in business for 180+ years,
helping generations of Americans protect their families and
attain their financial goals. As a mutual company, we are
accountable only to our policyholders, not to Wall Street
or outside investors. We are focused on the long-term
success of our clients.- Fortune 2024: World’s Most Admired Companies
• Handshake 2025: Early Talent Award
• Forbes 2024: America’s Best Employers for Diversity
• Seramount: 2024 Best Companies for Multicultural
Women
We’re proud of the help we’ve provided and continue to
provide our clients7
• 5.1 million LIVES PROTECTED. Includes all owners of
individual life insurance and annuity policies.
• $983 million LIFETIME ANNUITY INCOME PAID.
Includes all payouts on individual income annuity
products. - $6 billion IN LIVING BENEFITS AWARDED. Includes
life and annuity cash value accumulation and qualifying
policy dividends paid. Dividends are not guaranteed.
• Over $1.2 trillion LIFE INSURANCE PROTECTION IN
FORCE. Includes term, whole, and universal life.8 - The terms ”agent” and ”financial professional” are used interchangeably throughout this brochure and refer to someone who is in a sales role under
an agent contract.
- Offered by properly licensed registered representatives through NYLIFE Securities (member FINRA/SIPC), a Licensed Insurance Agency and a New York
Life subsidiary. - Wealth management and advisory services offered by Financial Advisors of Eagle Strategies LLC, a Registered Investment Adviser and a New York
Life company. Qualification requirements include but are not limited to applicable FINRA general securities, agent state law, investment advisory
licenses, compliance history, production standards, and required training. Requirements are subject to change. - If you qualify for an Introductory (PTAS) Contract, you will preview an agent career with New York Life as an independent contractor while continuing
to work at your current job, with limited exceptions. PTAS Agents are not eligible for benefits. During this preview period of up to six months, any
sales you make will continue to accrue until you either make enough sales to become a full-time agent under a Training Allowance Subsidy (TAS)
Contract or the passage of six months, whichever is earlier. If you do not become a full-time agent, first year commissions on any sales you made will
be paid to you in a lump sum at the end of your PTAS contract period. If you become a full time agent under a TAS Contract, you will be credited with
the commissions you accrued under the Introductory Contract. - Based on 2024 company data for 8,136 agents operating under our N9 and N8 Agents Contracts, without persistency bonus, who were active as of
December 31, 2024. N9 is the current contract for new financial professionals. N8 contracts were issued to new financial professionals prior to April - The company reserves the right to amend or modify the available contract for new financial professionals and the compensation under such
contract. Contracts determine your compensation and benefits. Sales production requirements are determined annually by the company. Historical
agent incomes are provided for informational purposes only. Agent income is not guaranteed. Income is dependent upon the sales of each agent.
Agent compensation is commission-based and determined through the ledger process. Overall compensation includes positive income credits
for commissions based on actual sales and certain allowances or incentives, if eligible, based upon persistency and production, as well as debits
associated with commission reversals, authorized expenses and other items. Not all debits are included in the average income figures above. Each
credit and debit posted to the Agent’s Ledger is part of determining the agent’s compensation and no individual credit posted to the ledger is earned
until the ledger reconciliation process is complete. Agents receive payments equal to the positive balance on the Agent’s Ledger after the credits
and debits are applied, except that financial professionals operating under an Introductory (PTAS) Contract who fail to sell enough to trigger a full
time agent’s contract will be paid first year commissions on any sales made in a lump sum at the end of their PTAS Contract period. - This is necessarily brief and provides only general descriptions of the benefits available to eligible agents under the applicable plans. Specific terms,
such as eligibility and benefits, are determined only by the terms and conditions contained in the relevant plan documents. In the event of any
conflict between the information herein and the provisions of the plan documents, the plan documents will govern. The company reserves the right
to amend or terminate the benefit plans described herein at any time for any reason. - A full list of our awards is available here: https://www.newyorklife.com/newsroom/our-awards-and-recognition.
- All figures on this slide reflect the consolidated results of New York Life Insurance Company (NYLIC) and its domestic insurance subsidiaries
including New York Life Insurance and Annuity Corporation (NYLIAC) for the 12 months ending December 31, 2024. - Individual life insurance in force is the total face amount of individual life insurance contracts (term, whole, and universal life) outstanding for NYLIC
and its domestic insurance subsidiaries at a given time. The company’s individual life insurance in force totaled $1.227 trillion at December 31, 2024
(including $183.6 billion for NYLIAC). Dividends are payments made to eligible policy owners from divisible surplus. Divisible surplus is the portion of
the company’s total surplus that is available, following each year’s operations, for distribution in the form of dividends. Dividends are not guaranteed.
Intercompany transactions have been eliminated in consolidation.
New York Life is an Equal Opportunity Employer – M/F/Veteran/Disability/Sexual Orientation/Gender Identity
AR10511A_062025 SMRU5021157 (Exp.06.30.2026)
New York Life accepts applications for the Financial Professional position on an on-going basis. Qualified candidates are